"Sometimes our sense of identity can help us align our behavior to our values," Beasley says. What it means: Though these worldviews help us understand and interpret what we ought to do under certain circumstances, they aren't always good. "We create ideas in our head about how the world operates and how we fit into that world," Beasley says. Mental models help people make sense of the world and better understand who they are. Start by saving your money in a high-yield savings account, such as the Vio Bank High Yield Online Savings Account or Varo Savings Account, that can earn you a better return on your money than keeping it stored in a traditional savings. If you have any extra cash now and are financially stable, it's still smart to think ahead. If you have a laptop and a WiFi connection, start by reading over these five easy ways to earn extra money from your couch. Once you secure things like your housing and making sure your lights stay on, you can then focus your energy on finding other sources of revenue. How to tackle it: Start by taking small steps and conquer the highest priority things first, like the bills that immediately put your well-being in jeopardy if not paid. With so many choices to make (and none that are easy), it becomes overwhelming and we opt out of deciding anything. What it means: Like the phrase says, we become paralyzed with all the decisions before us so much that we overthink and overanalyze to a point that no decision is made at all.įor example, if you are in a financial situation where your income is strained, you have a handful of options: You can find additional work, dramatically reduce your costs, apply for government benefits or ask family members for money. When presented with multiple, perhaps complex, options of ways to move our finances forward, we tend to freeze and avoid making a decision at all, Beasley explains.
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